All publications of Raffly Langi . Kuala Lumpur , Malaysia

Being raised in a low income household, I can bet that you have been through similar situation as this. 25 years ago, my parents did not earn much. We are not overtly poor, but we are also far from being well off. I have known what it is like to grow up in a less than adequate needs. Seeing my family struggled, financially reminded me what I have been through up to this point. A special moment for us is when we are having a good meal is far and few in between albeit once a month. My father would find a way for us to have good meal just to whet our desire. With this, we are ever grateful.

I remembered I had to borrow money from a friend of mine to pay for my medical fees when I was sick without my parents’ knowledge so they would not be worried about me. I do not want to be a burden to my family up to the extent that the only thing I have said to them is I am fine. When I was growing up, we are content that our family was not well off. I am grateful for what I had, but deep inside there is a desire in wanting more for myself and my family. With this, I need to change my life to the better and be successful in life.

This lead me to move to Kuala Lumpur, away from home. With this decision to move here I would have to forgo my pursuit of having a higher education just like any other teenagers. I have envisioned of bright future where I am studying at the university of my choice. Alas, it was not meant to happen as I know that my parents could not afford to pay for my tuition. So I decided to work in order to earn a living of my own. This was a common theme to students such myself where, as a student were encumbered with financial burdens in our student life.

These prolonged periods of my confusion if I have made the right decision to come to Kuala Lumpur. I am lacking in good education or working experience, so I decided to find a better opportunity in Kuala Lumpur. I am tired working the long hours as it affected my mental health with nothing to show for in return.

That is when I realize that I should get myself a life insurance. I reach out to my cousin who happened to work as insurance agent. From there, she made me realize the benefits and the importance of having an insurance that I became an agent myself. I chose PRUDENTIAL because the insurance policy does not only save lives when it was needed the most, but also help secure my saving for the future. A life insurance will give your family choices by providing the benefits to help you pay off debts, help you meet housing payment and ongoing living expenses, and fund college educations for your children and many more benefits.

Now, as a prudential life planner myself, I want to offer the help that only Prudential can provide not make the same mistake like my family and I. You can ask me how much I really want to help you? I want to strive more so that my family will have a peace of mind, unlike before I am going to make ensure that my family will be covered by prudential insurance policy because I know they need it more than anything and we do not know during this pandemic that anything might happen. None of us know what lies around the corner. Unforeseen tragedies such as illness, injury to permanent disability or even death can leave you and your family face tremendous emotional stress, and grief. With Prudential in place, you or your family’s financial burdens will be reduced, and you can focus on recovery and rebuilding your lives, no matter what your financial position is today.

Insurance offers a payout so that if there is an unforeseen event you and your family can continue to move forward. In short, isn’t prevention better than cure? No amount of money can replace your health and wellbeing or the role you play in your family. But you can at least have peace of mind knowing that if you need anything happened to you, your family’s financial security is assisted by insurance.

Always keep in mind, the key to a happy life is knowing your tomorrow is secured! -Raffly Langi